Increased profitability: Contributors can make a significant profit on an annual basis.It allows them to return the invested money usually within 90 days. Short-term investment: Both companies and individuals who invest in invoices will benefit from the short-term investment.Fast working capital injection: A company will receive a capital injection soon after the process has begun.Confidentiality: The crowdfactoring platform provides a safe and confidential environment, ensuring all sensitive data remains protected.No collateral asset: Suppliers don’t need collateral to enter the crowdfactoring process.This model mitigates the risk of supply chain disruption, enabling the suppliers to improve their working capital. Supply chain finance (Reverse factoring): SCF allows suppliers to receive early payment on their invoices.Fully transparent: The platform’s terms and conditions are fully transparent, without hidden sections or small print.Suitable for small and midsize businesses: The crowd factoring service is tailored for small and midsize businesses, which can use the crowdfactoring platform limitlessly.Agile and recurrent service: SMEs can sell their invoices to improve their cash flow quickly and efficiently.Investors: Companies or individuals that invest in invoices using the crowdfactoring platform.Ī cutting-edge digital platform allows the factor to create a seamless connection between investors and companies selling receivables (suppliers).īoth investors and suppliers will benefit from a simple software-as-a-service (SaaS) solution that offers quick, safe, and entirely transparent invoice handling.Īside from having full control over secure and short-term investments, SMEs (suppliers) will experience a broad range of advantages of a crowdfactoring platform.

In our case, it’s a white-label, Stage11 Crowdfactoring platform.

Factor: A crowdfactoring platform owner that provides an online platform where companies and investors meet to sell receivables.

Debtor: A supplier’s client, which is a company that pays the invoice.

Supplier: Any company that sells its invoices to a marketplace to receive the advance payment.

There are four major roles in crowdfactoring that close the financial structure: Crowdfactoring follows the same business scheme, but it is a more complex financing model than invoice factoring as it includes external investors in the invoice financing process. Instead, it is a way to sell invoices to a factor for an additional fee. Still, invoice factoring is not considered a loan. The very idea of crowd factoring is rooted in invoice factoring, which helps businesses find short-term capital for selling their receivables. What is Crowdfactoring?Ĭrowdfactoring is a game-changing form of business financing that allows companies to sell and assign a large number of invoices to investors at a discount. Stage11 stands out from the crowd for its cloud-based and white-label solutions delivered to our clients across the Middle East, Africa, and Europe.

Cutting-edge tools for customer due diligence (Know Your Customer/KYC).

Electronic ID verification and sign-off.

The Stage11 Crowdfactoring platform features the most advanced technology for the best SaaS experience in the financial sphere, making it the number one choice among clients from the emerging markets.īesides a high-performance system for a seamless connection between all the four end participants of crowdfactoring, Stage11 offers a stellar user experience and fosters business growth through the following features and benefits: STAGE 11 Crowdfactoring Software: A Revolutionary FinTech Solution for SMEs This financing model is highly beneficial to both SMEs and investors, especially if they choose the best-of-breed, fully interactive, and secure crowdfactoring platform to handle the entire process. Crowdfactoring has just entered the scene, and it has already become an attractive solution for SMEs, helping them find short-term capital by selling their invoices.

Invoice factoring software